Reproductive Equity Program

    Pathways to Parenthood

    Eliminating financial, educational, and systemic barriers to family-building for low-income and BIPOC women in Arizona diagnosed with PCOS or fibroids experiencing infertility.

    Program Purpose

    To eliminate financial, educational, and systemic barriers to family-building for low-income and BIPOC women in Arizona diagnosed with PCOS or fibroids experiencing infertility.

    The Problem: Infertility as an Equity Issue

    10-13%

    of women of reproductive age affected by PCOS

    Source: World Health Organization
    80% / 70%

    of Black women, and nearly 70% of white women, develop fibroids by age 50

    Source: Baird et al., Am J Obstet Gynecol 2003
    3x

    more likely for Black women to have fibroids than white women

    Source: Catherino et al., Semin Reprod Med 2013
    $15,000-$20,000

    average cost per IVF cycle

    Source: RESOLVE: The National Infertility Association
    2x

    higher adjusted odds of infertility for Black women vs white women

    Source: Wellons et al., Fertil Steril 2008

    PCOS Impact

    PCOS affects an estimated 10-13% of women of reproductive age and is a leading cause of anovulatory infertility. Among women of color, diagnosis is often delayed, and treatment access is limited due to systemic healthcare inequities.

    Source: World Health OrganizationSource: Teede et al., International PCOS Guideline 2023

    Fibroids Disparity

    By age 50, more than 80% of Black women and nearly 70% of white women have developed fibroids. Fibroids are about three times more common in Black women, often appearing at younger ages and with more severe symptoms, contributing to higher infertility rates.

    Source: Baird et al., Am J Obstet Gynecol 2003Source: Catherino et al., Semin Reprod Med 2013

    Treatment Barriers

    Fertility treatments such as IVF commonly cost $15,000-$20,000 per cycle. In Arizona and many states, insurance rarely covers infertility treatment, leaving low-income families without options.

    Source: RESOLVE: The National Infertility Association

    BIPOC Disparities

    • • Black women have roughly twice the adjusted odds of infertility compared with white women but are less likely to receive or pursue fertility treatment
    • • Hispanic women report infertility at similar rates but face barriers such as lack of insurance coverage, language access, and high treatment costs
    Source: Wellons et al., Fertil Steril 2008

    Mental Health Impact

    Women with untreated infertility can face significantly higher risk of anxiety, depression, and relationship stress, especially when compounded by financial hardship and medical inequities.

    Our Solution: Pathways to Parenthood

    Education & Early Detection

    Culturally informed workshops and screenings to help women identify signs of PCOS, fibroids, and hormonal imbalances early, increasing chances of successful treatment.

    Affordable Access

    Partner with clinics and nonprofits to expand access to low-cost fertility services, holistic reproductive care, and sliding-scale treatments for underserved BIPOC and low-income women.

    Advocacy & Policy Change

    Support legislation that expands insurance coverage, requires equitable access to fertility care for Medicaid recipients, and funds research prioritizing BIPOC populations.

    Whole-Person Care

    Integrate nutrition, holistic therapies, stress management, and herbal medicine alongside medical interventions, recognizing fertility health is tied to overall wellness.

    Advocacy & Policy Change Goals

    We support legislation that creates systemic change for fertility equity

    Expands insurance coverage for infertility diagnosis and treatment, including IVF

    Requires equitable access to fertility care for Medicaid recipients

    Funds research that prioritizes understanding PCOS and fibroids in BIPOC populations

    Join the Movement for Reproductive Equity

    Help us break down barriers and create pathways to parenthood for all families, regardless of income or background.

    Arizona Fertility and Reproductive Care Resources

    Every entry below was confirmed on the organization's own website or an official government source, verified September 1, 2026. Fields that could not be confirmed at a primary source are marked "Not verified" rather than estimated. Nothing here comes from directory aggregators or secondhand listings.

    Before you read the listings: how coverage works in Arizona

    Two facts shape every option in this directory.

    1. AHCCCS does not cover infertility services.

    The AHCCCS Medical Policy Manual, Chapter 400, Policy 420, excludes infertility services from covered family planning services. This includes diagnostic testing, treatment services, and reversal of surgically induced infertility.

    Source: AHCCCS Medical Policy Manual, Chapter 400, Policy 420

    2. Arizona has no state law requiring insurers to cover fertility care.

    As of 2026, Arizona is one of the states with no state mandate requiring any insurer to cover infertility diagnosis, treatment, or IVF.

    Pending legislation to watch

    In 2026 the Arizona Senate passed SB 1347, which would require insurers to cover standard fertility preservation for members of reproductive age diagnosed with cancer whose medically necessary treatment may cause infertility. Final enactment status is not confirmed as of this document's date. If enacted, it would apply only to iatrogenic infertility caused by medical treatment, and would not extend to PCOS or fibroid patients.

    The most important thing to tell your community

    Much PCOS and fibroid care is not billed as infertility care. Hormone panels, pelvic ultrasound, heavy bleeding workup, ovulation induction, hysteroscopy, and myomectomy are gynecologic and endocrine services. These are AHCCCS-covered and sliding-scale eligible. How care is coded often matters more than which clinic a patient chooses.

    Filter by tier

    Filter by type of help

    Showing 20 of 20 resources

    Tier 1
    Sliding scale
    Phoenix
    PCOS care
    Fibroid care
    No insurance required

    Valleywise Health, Reproductive Endocrinology and Infertility Clinic

    Public health system clinic in Phoenix offering reproductive endocrinology and infertility services with income-based financial assistance.

    Valleywise Comprehensive Health Center, Phoenix2525 E. Roosevelt St.Phoenix, AZ 85008
    Visit website
    Tier 1
    Sliding scale
    Tucson
    PCOS care
    Fibroid care
    No insurance required

    El Rio Health, OB/GYN Associates and Sliding Fee Discount Program

    Tucson community health center with reproductive endocrine services and a sliding fee discount program open to everyone regardless of immigration status.

    Visit website
    Tier 1
    Statewide
    Title X
    Sliding scale
    No insurance required
    Phoenix

    Affirm (formerly Arizona Family Health Partnership), Statewide Title X Network

    Statewide Title X network of 67 clinics providing basic infertility screening, preconception care and family planning, with care provided even if a person cannot pay.

    3800 N. Central Ave., Suite 820Phoenix, AZ 85012-3338
    Visit website
    Tier 1
    Statewide
    Sliding scale
    No insurance required

    Additional Sliding Scale Directories

    State-published directories of sliding fee schedule clinics and community health centers across Arizona.

    Visit website
    Tier 2
    Phoenix
    IVF
    IUI
    PCOS care

    Arizona Reproductive Medicine Specialists (ARMS)

    Phoenix and Gilbert fertility clinic publishing IVF pricing, with a need-based Shared Help Program and military and first responder discounts.

    Phoenix Office: 1701 E. Thomas Rd., Building 1, Suite 101, Phoenix, AZ 85016East Valley Office: 2730 S. Val Vista Drive, Building 5, Suite 128 (Spectrum Falls), Gilbert, AZ 85295
    Visit website
    Tier 2
    IVF
    IUI
    Phoenix

    CCRM Fertility of Arizona

    Fertility clinic network offering financial counseling, self-pay discounts, financing and a refund program. Required partner clinic for Maddy's Miracle Grant.

    Visit website
    Tier 3
    Grant
    IVF
    Statewide

    Maddy's Miracle Grant (Arizona), The Hadwin Family Foundation

    The only Arizona-specific, need-based, full-cycle IVF grant identified. Requires working with CCRM Fertility of Arizona.

    Tier 3
    Grant
    IVF
    IUI

    Tinina Q. Cade Foundation, Family Building Grant

    National grant of up to $10,000 per family for IUI, IVF, donor egg, gestational carrier or domestic adoption. Offered twice per year.

    Tier 3
    Grant
    IVF
    Currently closed

    Baby Quest Foundation

    National fertility grant program. Closed to new applicants as of September 1, 2026. Next opportunity for new applicants: January 2, 2027.

    Visit website
    Tier 2
    East Valley
    IVF
    IUI
    PCOS care
    Fibroid care
    Self-pay pricing
    Surgery

    New Direction Fertility Centers

    Gilbert, Scottsdale and Avondale fertility clinic with some of the lowest published self-pay IVF and IUI pricing in Arizona, plus PCOS, fibroid and reproductive surgery services.

    Gilbert: full IVF laboratoryScottsdale: consultation, monitoring, IUI and IVF planningAvondale: satellite monitoring, IUI and IVF coordination
    Visit website
    Tier 2
    East Valley
    IVF
    PCOS care
    Fibroid care
    Self-pay pricing

    IVF Phoenix

    Scottsdale and Mesa fertility clinic publishing self-pay IVF pricing, evaluating patients with PCOS, menstrual disorders and uterine fibroids.

    Scottsdale: 9817 N. 95th St.Mesa: 6859 E. Rembrandt Ave., Suite 111
    Visit website
    Tier 2
    Phoenix
    IVF
    PCOS care
    Self-pay pricing
    Financing
    Surgery

    Southwest Fertility Center

    Phoenix clinic with a Glendale satellite, publishing a single all-in IVF package price and offering financing, with PCOS listed as an area of expertise.

    Phoenix: 3125 N. 32nd St., Suite 200Glendale satellite: 6314 W. Union Hills Dr., Suite 210
    Visit website
    Tier 2
    East Valley
    IVF
    Grant
    PCOS care
    Fibroid care
    Financing

    Bloom Reproductive Institute

    Scottsdale and Chandler fertility clinic that awards one qualifying existing patient a grant covering one IVF cycle once every calendar quarter.

    Scottsdale: 8415 N. Pima Rd., Suite 290Chandler: 215 S. Dobson Rd., Building J, Suite 1
    Visit website
    Tier 2
    East Valley
    PCOS care
    Fibroid care
    IVF
    Financing

    Fertility Treatment Center (Tempe)

    Tempe fertility practice treating PCOS, fibroids, anovulation and menstrual irregularities, with financial counseling and outside assistance programs.

    Visit website
    Tier 2
    East Valley
    Tucson
    IVF
    PCOS care
    Fibroid care
    Financing

    Pinnacle Fertility Arizona

    Fertility network with Scottsdale, Chandler, Glendale and Tucson locations, offering PatientFi and Gaia financing and individualized self-pay estimates.

    ScottsdaleChandlerGlendaleTucson: 4518 E. Camp Lowell Drive
    Visit website
    Tier 2
    Tucson
    IVF
    IUI
    PCOS care
    Self-pay pricing

    Arizona Center for Reproductive Endocrinology and Infertility (Tucson)

    Tucson reproductive endocrinology practice offering IVF, IUI, insurance benefit verification and access to a financial consultant.

    Visit website
    Tier 2
    Statewide
    IVF
    Self-pay pricing

    Arizona City by City Fertility Clinic Picture

    A side by side summary of which fertility options are verified in each Arizona city, and how each one is classified financially.

    Tier 4
    Sliding scale
    Statewide
    PCOS care
    Fibroid care
    No insurance required
    Surgery

    MomDoc Women For Women

    Statewide women's health group that treats fibroids and PCOS, accepts AHCCCS, and offers a sliding fee schedule based on family size and income. Not an IVF clinic.

    Phoenix: Estrella and Indian SchoolGlendale: ArrowheadGilbert: Mercy Gilbert and PowerMaricopa: MaricopaSan Tan Valley: Queen CreekTempe: TempeScottsdale: ScottsdaleShow Low: Show Low
    Visit website
    Tier 4
    Sliding scale
    No insurance required

    Sun Life Health

    Community health center with a sliding fee discount program that includes OB/GYN packages, plus enrollment help for AHCCCS, SNAP and the Marketplace. Not a fertility clinic.

    OB/GYN locations: Casa GrandeChandlerMaricopa
    Visit website
    Tier 4
    Sliding scale
    Phoenix
    No insurance required

    Adelante Healthcare

    Valley community health network with an income and household-size based sliding fee program covering women's health, prenatal care and family planning. Not a fertility clinic.

    Visit website

    Verification and Maintenance Notes

    Primary sources used

    • AHCCCS Medical Policy Manual, Chapter 400, Policy 420
    • HHS Office of Population Affairs, Title X grantee records, FY2024
    • Each organization's own website, as linked in each entry

    This directory is informational and is not medical or legal advice. Services, fees, eligibility rules, and grant windows change. Contact each organization directly to confirm current information before making care decisions.

    Sources & References

    Sources below are labeled by type: peer-reviewed studies, government and public health data, clinical guidelines, and advocacy or nonprofit reports. Follow any link to read the original source.

    1. Polycystic ovary syndrome, fact sheetWorld Health Organization • 2026 • Fact sheet updated 22 January 2026: PCOS affects an estimated 10–13% of women of reproductive age; up to 70% of cases go undiagnosed worldwide
    2. Recommendations from the 2023 International Evidence-based Guideline for the Assessment and Management of Polycystic Ovary SyndromeTeede HJ, Tay CT, Laven J, et al. • Fertility and Sterility / Human Reproduction • 2023
    3. High cumulative incidence of uterine leiomyoma in black and white women: ultrasound evidenceBaird DD, Dunson DB, Hill MC, Cousins D, Schectman JM • American Journal of Obstetrics & Gynecology • 2003 • Ultrasound screening study; cumulative incidence by age 50 of >80% in Black women and ~70% in white women
    4. Racial and Ethnic Differences in the Pathogenesis and Clinical Manifestations of Uterine LeiomyomaCatherino WH, Eltoukhi HM, Al-Hendy A • Seminars in Reproductive Medicine • 2013 • Fibroid prevalence is roughly three times higher among women of African ancestry
    5. Financial Resources for Family BuildingRESOLVE: The National Infertility Association • 2025
    6. Racial differences in self-reported infertility and risk factors for infertility in a cohort of black and white women: the CARDIA Women's StudyWellons MF, Lewis CE, Schwartz SM, et al. • Fertility and Sterility • 2008 • Adjusted odds of infertility roughly twofold higher among Black women